Travel Tools

Travel Insurance: Protection Before and During Your Trip

In more than three decades of helping thousands of people with their travel needs we understand the variety of issues that our clients face when traveling.  Whether you take one vacation a year, or travel internationally on a regular basis for your business, a good travel insurance plan will cover you for virtually every unexpected contingency.   From travel delays due to bad weather or a missed connection, a lost piece of luggage or a medical emergency in a foreign country, help is only a phone call away when you have insurance protection.

Leck Travel Service offers trip insurance through highly regarded Access America. Depending upon your destination, the length of your stay, your travel method, your trip details and more, coverage amounts and pricing vary. For example, the costs of a medical evacuation out of Mexico will be considerably different than the same type of service out of Antarctica.

Below are information brochures, reasons to have insurance protection and other helpful resources. Contact your Destination Specialist for a customized coverage package that meets your needs and your budget.

TODAY Travel Editor, Peter Greenberg, recommends purchasing travel insurance to protect your financial investment and your peace of mind.  Greenberg lists nine reasons* why he thinks travel insurance is a must-have accessory.  Our insurance service Access America Advantage has added a 10th reason.  (TR00426_0609 ©2009 World Access Service Corp.)

1. Your flight has been cancelled.
2. Your bags are lost and your medication is in it. You need to have an emergency prescription filled.
3. Your passport and wallet are stolen; you need emergency cash and a replacement passport.
4. You’re involved in an accident and adequate medical treatment is not available. You need a medical evacuation.
5. You need to cancel your trip due to illness.
6. Your cruise line, airline or tour operator goes bankrupt. You need your non-refundable expenses covered and to get to your destination.
7. You have a medical emergency in a foreign country.
8. A terrorist incident occurs in the city where you’re planning to visit and you want to cancel your trip.
9. A hurricane, volcano, or earthquake forces you to evacuate your resort, hotel or cruise.
10. In response to our tough economy, Access America added a 10th reason:
    You lose your job, but you’ve already paid for your trip or cruise, and need your cash back.

* Source: By Peter Greenberg, TODAY Travel Editor http://today.msnbc.msn.com/id/17519580/
**Insurance coverage is underwritten by BCS Insurance Company or Jefferson Insurance Company, depending on the insured’s state.
Access America is a brand of World Access Service Corp., a company of Mondial Assistance. Certain exclusions, limitations and restrictions may apply.

Download and print Top 10 Reasons to Buy Travel Insurance.

A note from Access America:

Travel insurance is a great way to protect your travel investment. By choosing to offer travel insurance, your travel agent is providing you a financial safety net for most unforeseen travel inconveniences. Access America travel insurance plans have been created to suit most any traveler’s coverage needs. Many of our travel plans include benefits like:

- Trip Cancellation/Interruption
- Emergency Medical/Dental coverage
- Emergency Medical Transportation
- Baggage Loss/damage
- Travel Delay
- Travel Accident
- Rental car protection

And all of our plans come with our award-winning customer service!

We also provide one of the largest lists of covered reasons for trip cancellation and trip interruption including injury, illness, legal separation/divorce, strikes, natural disasters, bad weather, jury duty, traffic accidents, normal pregnancy, job loss and more.*

Be sure to read the certificate of insurance and letter of confirmation for the specifics on what your plan covers. If you’re not satisfied, Access America will refund your insurance premium if you cancel your insurance within 10 days of purchase and have not filed a claim or departed on your trip.

Save money, safeguard your journey, and make your vacation memorable for all of the right
reasons. Ask your Destination Specialist at Leck Travel Service which Access America plan is right for you.

Find out more about Access America’s Travel Insurance plans.

* Please see Certificate of Insurance/Policy for exclusions, limitations and restrictions that may apply to the plan purchased.
Insurance coverage is underwritten by BCS Insurance Company, rated “A-“ (Excellent) by A.M. Best Co., under BCS Form No. 52.201 or 52.401, or Jefferson Insurance Company, rated “A” (Excellent) by A.M. Best Co., under Jefferson Form No. 101-C-XX-01 or 101-P-XX-01, depending on the insured’s state. Access America is a brand of World Access Service Corp., a company of Mondial Assistance. World Access Service Corp. is the producer and administrator of this plan and an affiliate of Jefferson Insurance Company. The insured shall not receive any special benefit or advantage because of the affiliation between World Access Service Corp. and Jefferson Insurance Company.